Apparently Circle for now is completely free. At some point they have to start making money but right now they are funding themselves to get loyal customers. I just made an account, linked my debit card, and what I used to do on LocalBitcoins over several hours and making a trip to the bank, I can do all in my armchair in an hour. Boy, the world is just getting too easy for this one druggie.
Wait until you use LibertyX, it's as easy as getting gas.